THIS PROPOSAL IS BEING SUBMITTED ON BEHALF
INTRODUCING VALUE TREASURY
CONCEPT: To provide no-interest loans to Value-holders, in exchange for a Value lock-up period.
BASICS: The Value-Protocol is able to have a pretty stable earning method, so that it is “guaranteed” a "fixed APY, if it reinvest funds provided by staker. Value-holders are persons and/or organizations who are not looking to sell their tokens for a set period of time, and are thus able to provide liquidity, in the form of Value-tokens, to a treasury described in this post.
HOW IT WORKS (example):
The protocol has a treasury with 2 500 Value and a guaranteed APY of 25 %.
A holder wants to lock 10 000 Value in the treasury for a year and get an advance on hers/his/theirs calculated APY of 2 500 Value minus fees. The stake is then locked for a year, and can be unlocked for a fee to the treasury, proportionate to the APY lost by the treasury plus an early unstake fee.
Funds available for loaning from the treasury can directly be linked to the Value staked, for a locked period of time, in governance vault.
There also needs to be a disclaimer in place, in case the “guaranteed” APY can not be achieved by the protocol. Read: black swan.
This proposal was given by Dr Boyjoy, all credits to him